        |
Products
|
Rates |
|
Loan Rates |
Auto Year |
Term |
APR |
| New |
New |
60 Months |
5.45% |
|
72 Months |
6.65% |
|
48 Months |
5.35% |
| |
|
36 Months |
4.50% |
|
24 Months 5.25%
Used Vehicles are financed for up to 60 months if NADA value is over $10,000.00 If NADA value is under $10,000.00 maximum term is 48 months. |
| |
|
|
|
| Used: |
2006 |
up to 72 months |
6.85% |
| 2005/2006 |
up to 60 months |
5.75% |
| 2003/2004 |
up to 60 months |
5.85% |
| 2002 |
up to 60 months |
5.95% |
|
|
|
|
|
|
|
1999/2000/2001
prior to 1998 |
up to 60 months
up to 60 months |
7.75%
8.75% |
| |
|
|
|
| Personal Loans: |
|
Term |
APR |
| Unsecured: |
|
up to 60 months |
12.00% |
| Vacation Loans |
July/Aug 2006 |
up to 12 months |
9.90% |
|
Holiday Loans |
as advertised |
up to 12 months |
10.90% |
| Shares Secured |
|
up to 60 months |
4.95% |
|
**SKIP A PAYMENT: |
July/August 2006 |
$35.00 Fee |
|
| Dividends |
Balance |
APR |
| Shares: |
$250.00-999.99 |
.75% |
| Shares: |
$1000.00-2499.99 |
1.5% |
| Shares: |
$2500.00-4999.99 |
2.00 |
| Shares: |
$5000.00-7499.99 |
2.25 |
| Shares: |
$7500.00-9999.99 |
2.50 |
|
|
|
| Shares: |
$10,000.00 - up |
|
2.75 |
| Christmas Clubs |
|
|
.50% |
| Vacation Clubs |
|
|
.50% |
|
Dividends Declared December 31, 2006
Loan rates are for automatic deductions. All others add 1/4% to APR | |
 |