Loans:
Rates Car Sale January 2012:
Loan Rates Auto Year Term APR
New 60 Months 3.45%
72 Months 4.25%
48 Months 3.25%
36 Months 3.0%
24 Months 2.95%
Used Vehicles are financed for up to 60 months if NADA value is over $10,000.00
If NADA value is under $10,000.00 maximum term is 48 months.
Used: 2010/2011 up to 72 months 4.65%
2008/2009 up to 60 months 4.95%
2007 up to 60 months 5.25%
2001-2006 up to 60 months 5.45%
2000and prior up to 60 months 5.95%
Motorycle/ATV/Boat rates upon credit approval 4.9%-6.9%
DO YOU HAVE A QUOTE FROM A DEALER??? CALL US WE WILL MATCH IT! (must be provided in writing from dealer)
Watch for our credit union car sales: visit www.lovemycreditunion.org/gm for dealer incentives
Personal Loans: Term APR
Unsecured: up to 60 months 12.00%
Vacation Loans July/Aug up to 6 months***3.90%***up to 12 months ***4.9%***
Holiday Loans
as advertised
Shares Secured up to 60 months 4.95%
I R S Refund Advance
I R S Tax Loan
**SKIP A PAYMENT:
$35.00 TAKE A VACATION FROM YOUR LOAN PAYMENT***You Pick***July or August 2011
Dividends Balance APR
Shares: $300-999.99 .05
Shares: $1000.00-4999.99 .10
Shares: $5000.00-9999.99 .25
Shares: $10,000.00 - up .50
Christmas Clubs .05%
Vacation Clubs .05
Dividend declared December 31, 2011
Effective January 1, 2012
Returned Checks NSF: $25.00
Returned ACH Items: $25.00
Late Payment Fee (10 day grace period): $25.00
Stop Payment Fee: $10.00
